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Terms of Use

By accessing and using the AF Capital Management Timing Service, the information on this Web site (the "Site") or electronic communications, you are agreeing to be bound by these terms of use, conditions and disclaimer and all applicable laws and regulations. If you do not agree with any part of these Terms of Use, you must immediately discontinue any use of the Site. These Terms of Use may change from time to time without notice and it is your responsibility to check for updates. By using this Site you are agreeing to be bound by the, then current version of these Terms of Use.

Payment/Automatic Renewal/Cancellation Policy

You agree to be charged at the time of subscription based on the type of plan you have selected. Your subscription will be renewed automatically and billed to your credit card or PayPal account at the beginning of each subscription period until you cancel the service.  You can cancel at any time (through PayPal).  Upon notification of cancellation, AF Capital Management will immediately stop charging your account and no additional charges will occur. Your subscription will remain active until the end of the period already paid for.  You will receive an automated confirmation email when your subscription has been cancelled.  In the case of a technology glitch, email us for assistance within 24 hours.  IT IS YOUR RESPONSIBILITY TO INITIATE THE REFUND/CANCELLATION REQUEST AND TO FOLLOW-UP IF IT IS NOT ACKNOWLEDGED.


The timing material provided by AF Capital Management is for general information purposes only.  No Information on this site or by electronic communication, is intended as personal investment advice, as an offer or solicitation to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security, or fund.  Individuals in need of personal investment advise may contact AF Capital Management, sign an agreement with AF Capital Management and authorize discretionary authority for an AF Capital Management representative to manage individual's account.

Past performance does not guarantee future results The forecasts and strategies contained herein are statements of opinion, and therefore may prove to be inaccurate and not appropriate for each individual investor.  AF Capital Management does not imply that the strategy will always deliver positive return at any point in time during an investment period.   Timing strategies are subject to many of the same risks associated with any other type of investment strategy.  There is no guarantee that this strategy will prevent a loss or be profitable.  Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product made reference to directly or indirectly on this site will be profitable, equal any corresponding indicated historical performance level(s), or be suitable for your portfolio.

Due to various factors, including changing market conditions, the content may no longer be reflective of current opinions or positions.  AF Capital Management will make every practical effort to disseminate change signals within the member site and via email and does not accept responsibility for technical difficulties that may prevent this effort.

Subscribers should not assume that any discussion or information contained herein serves as the receipt of, or as a substitute for, personalized investment advice from AF Capital Management or any of its representatives. To the extent that a reader has any questions regarding the applicability of any of the content to his/her individual situation, he/she is encouraged to consult with the professional Investment Advisor of his/her choosing.


  • No other use of information distributed by AF Capital Management is permitted.
  • You may not copy, distribute, transmit, display, reproduce, publish, license, sub-license, create derivative works from, transfer or sell any of the information.
  • Use any of the Information for any commercial purpose, or for any public display (commercial or non-commercial) is not permitted.
  • You may not copy or transfer any of the information onto your own website or any other website or server.
  • Each subscription is for use by one person and not to be shared.

Computer Viruses

While efforts are made to ensure that the information provided at this Site and through email communications do not contain computer viruses, you should take reasonable and appropriate precautions to scan for computer viruses and should ensure that you have a complete and current backup of the applicable items of information contained on your computer system.