Archive for General-Finances

Freeze Credit Reports

| October 24, 2017 | 0 Comments

Freezing your credit reports with the three major credit reporting companies (TransUnion, Equifax and Experian individually) can be one of the best ways to prevent someone from opening credit in your name. Without a freeze on your credit reports, a thief who has obtained your personal information (i.e. social security number, driver’s’ license number) can open […]

Filed Under: General-Finances, Spending

5 Reasons Debt is Your Enemy

| September 20, 2016 | 0 Comments

Most people will agree that debt is a bad thing.  I’m not talking about a reasonable mortgage on your home or a five-year car loan at a low interest rate.  Debt on credit cards that you cannot pay off each month or a six or seven-year car loan on a car you won’t keep until […]

Filed Under: General-Finances, Spending

FDIC or SIPC – Who is Protecting Your Assets

| January 13, 2016 | 0 Comments

Most people are familiar with the Federal Deposit Insurance Corporation (better known as “the FDIC”).  We hear these letters at the end of every bank commercial to let us know our deposits are insured in case there is another “run” on a bank or if a single bank goes under.  The FDIC insures deposits up […]

Filed Under: General-Finances